For decades, our leaders have seen what happens when seniors don’t account for the high costs of aging. The wealth they’ve worked so hard to accumulate over a lifetime can all but vanish due to long-term care expenses.

Traditionally, seniors have had few places to turn for help. Typical advisors rarely have the training to offer proper guidance in this area. Online “experts” largely publish information that’s either irrelevant, indecipherable, or outright wrong.

When Scott Moan opened Elder Life Group’s doors in 2017, he did so with a single goal in mind: bring financial peace of mind to those who need it most.

Scott put together a team specializing in helping Americans prepare for costs they’ll encounter later in life. This includes individuals planning ahead, and those facing an unexpected crisis. Peace of mind is possible in the hands of innovative advisors who use innovative products.

Our acquisition of Delco Estate Planning in 2019 strengthened this line of products even further. Delco was instrumental in the evolution of what is now widely known as the Medicaid Exempt Funeral Trust. The trust protected hundreds of millions of dollars from creditors and predators in its first 10 years alone. Just as importantly, it ensured that thousands of families had funeral arrangements already in place during a difficult time.

Today, Elder Life Group is the largest distributor of this trust in the US and offers numerous other strategies to safeguard your assets. We’ve built a national network of advisors and attorneys to provide you local support. They each specialize in creating plans based on your state’s laws and economic policies.